This is a personal weblog.  The information in this weblog is provided “AS IS” with no warranties, and confers no rights.  In addition, my thoughts and opinions change from time to time.  I reserve the right to delete any comment for any reason whatsoever (abusive, profane, rude, or anonymous comments) – so keep it polite, please.  While every caution has been taken to provide my readers with most accurate information and honest analysis, please use your discretion before taking any decisions based on the information in this blog.  I will not compensate you in any way whatsoever if you ever happen to suffer a loss/inconvenience/damage because of/while making use of information in this weblog.

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